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In the midst of devastation lives the uncertainty of what comes next. For millions of individuals, families, and businesses affected by natural and man-made disasters each year, the financial impact of the occurrence, especially for people in underserved communities, is extensive.

Faced with the financial reality of property damage, job loss, business interruption, credit issues, and debt, disaster survivors need the support of HOPE Coalition America (HCA) – America’s first line of response for financial recovery.

HCA is the only financial emergency preparedness and recovery service in the country. Through partnerships with the American Red Cross, FEMA, and industry leaders, our teams deploy in response to federal-declared disasters to serve as a financial advocate for local homeowners, renters, and small business owners.

Through the HOPE Crisis Hotline and HCA on-site counseling centers, our financial wellbeing coaches help survivors mitigate credit issues, develop emergency budget counseling, communicate with creditors, obtain SBA loans, prevent foreclosure, and prepare for the future.

HCA also provides pre-disaster preparedness planning. An Emergency Financial First Aid Kit (EFFAK) and Personal Disaster Preparedness Guide (PDPG) are available online or through a HOPE Inside location.