HOMEOWNERSHIP

Many individuals and families in low-to moderate-income households across the nation are wary of the home buying process, and feel that homeownership, a fundamental piece of the American Dream, is out of reach for them.

The focus of Operation HOPE’s Homeownership Program is to empower individuals and families and help them become homeowners.

The process starts with a homebuyers workshop that provides an overview of the process. From there, our HUD-certified coaches walk clients.

The process starts with a homebuyers workshop that provides an overview of the process. From there, our HUD-certified coaches walk clients through the loan packaging process and provide them with the tools and resources to fund a home purchase. Our HUD-approved housing counseling program helps clients overcome a variety of common barriers to homeownership, including bad credit, lack of down payment, existing debt, and money management issues. Homeownership uplifts communities and creates engaged stakeholders. According to research by the National Association of Realtors, the wealth divide between homeowners and renters is significant with the net worth of the typical homeowner is between 31 and 46 times that of the net worth of the typical renter.