Is entrepreneurship an alternative path to employment for previously incarcerated young adults?

Is financial education key to raising high-school graduation rates?

Exploring the link between average community FICO score and healthcare coverage

45% of Youth believe they will invent something that changes the world

Psychological distress helps explain relationship between financial hardship and bad health

UPCOMING

July 29-31
CoreLogic 30th Annual EPIQ Conference
Dana Point, CA

Elaine Hungenberg, SVP, HRII, will moderate a panel on Millennials and the US Housing Market.
REGISTER

September 18
University of Georgia
Athens, GA

Sherman Cooper, VP, HRII will present at the Departmental Research Seminar hosted by the Department of Financial Planning, Housing, and Consumer Economics

PAST

March 1
University of Alabama
Tuscaloosa, AL
Regions Institute for Financial Education, Financial Education Conference

Paper Presentation: “Fight for your FICO, HOPE for your future: The impact of community-level FICO Scores on violent crime,” by Sherman Cooper, Elaine Hungenberg, Anita Ward

March 26-28
HOPE Global Forum | 2018 Annual Meeting
Atlanta, GA

Data Release: “Fight for your FICO, HOPE for your future: The impact of community-level FICO Scores on violent crime,” by Sherman Cooper, Elaine Hungenberg, Anita Ward

The HOPE Research and Impact Institute is committed to conducting in-depth research that leads to innovative solutions to socio-economic problems facing society at the local, national, and international levels. It brings together leading experts in finance, research, academia, and public policy to provide the highest quality research, thought leadership, policy recommendations and analysis on a full range of issues surrounding poverty, financial wellbeing, disaster preparedness and recovery, and economic growth. As the reporting and measurement division of HOPE, HOPE Research and Impact Institute also serves as the central body responsible for measuring and evaluating the impacts of HOPE’s programmatic services portfolio.

Operation HOPE’s experts are purposed and experienced evaluators of financial empowerment programs and resulting impacts on individuals and communities. HOPE currently works to empirically validate its financial empowerment portfolio to ensure it delivers best-in-class programs to individuals around the nation and across the globe.

In addition, HOPE works in partnership with other organizations, private and public entities, academic institutions, and other research firms to examine the pressing financial questions of today’s era. Committed to rigorous research, purposeful analyzes and meaningful
publications, the HOPE Research Institute is dedicated to expanding the mission of HOPE through quantitative and qualitative studies.

Atlanta needs financial empowerment intervention

By: Elaine Hungenberg and Sherman Cooper

Despite a strong regulatory environment (Georgia has outlawed Payday Loans) the state—Fulton County, in particular—has a very high percentage of unbanked residents and has seen an increase in the number of pawnshops and check cashers in recent years. These alternative financial providers are clustered in majority minority neighborhoods, exacerbating the cycle of financial exclusion for Blacks and other minority residents. The estimated unbanked cost for the city of Atlanta annually is $96.5 million.
read more

Contact

Elaine Hungenberg

SVP, HOPE Research and Impact Institute

Sherman Cooper

VP, HOPE Research and Impact Institute

Operation HOPE is a for-purpose organization working to disrupt poverty and empower inclusion for low and moderate-income youth and adults.

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