Nationwide coalition, led by Operation HOPE, embeds keys to financial well-being within American culture

ATLANTA – November 8, 2021 – Operation HOPE, the nation’s largest nonprofit dedicated to improving financial literacy, today announced that FICO joined Financial Literacy for All (FL4A), a coalition dedicated to embedding financial literacy within the US culture. Launched in May of 2021, FL4A is fueled by leaders from business, sports, media, entertainment, nonprofits and the public sector who have made a 10-year commitment to the initiative, co-chaired by Walmart CEO Doug McMillon and John Hope Bryant, Founder and CEO of Operation HOPE.

FICO joins Mastercard, BlackRock, TIME for Kids, Nextdoor, US Bank, Santander, Truist and First Horizon Bank along with FL4A founding members Walmart, Disney, NFL, NBA, Delta Air Lines, Walgreens, Bank of America, Khan Academy and Ares Management as part of this first-of-its-kind coalition. FICO’s involvement complements FL4A’s existing efforts to promote greater financial well-being among American working adults and young people.

FICO is a leading analytics software company, helping businesses around the globe make better decisions that drive higher levels of growth, profitability and customer satisfaction. The company provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations.

“FICO’s mission is to leverage the power of data to solve complex business problems and we believe that financial well-being is a crucial part of this core objective,” said Will Lansing, CEO of FICO. “Financial empowerment – when responsibly accessible to all and part of our cultural fabric – can be a powerful force for good. We are committed to working with Operation HOPE and other FL4A partners to achieve this goal.” 

According to a recent CareerBuilder survey, the majority of US workers— regardless of income— are living paycheck to paycheck, which indicates a need for improved financial literacy. Many Americans are spending most, or all, of their monthly income on expenses. Once essentials are paid, there’s no money left over for savings and they lack an overall understanding well-being. Underscoring the need for FL4A, the National Financial Educators Council also estimates that financial illiteracy costs American families an estimated $415 billion each year. 

“Our commitment to providing financial literacy for all, regardless of income or socioeconomic status, can create a sustainable framework of success and equity for future generations,” said Operation HOPE Founder, CEO and Chairman John Hope Bryant. “This is not just about the economy, this is social justice work. Through FL4A, our mission is to make the American dream available to all.”

Since its launch, Financial Literacy for All has:

  • Forged an agreement on best practices and strategic rollout to all demographic groups at a plenary session hosted by the Disney Institute and Operation HOPE. Senior leaders from committed partner companies examined historical approaches to financial literacy, shared their experiences and outlined an actionable vision to develop a best practice model to reach all Americans.
  • Posted a Resource Directory of nonprofits and agencies currently offering best-in-class resources in the financial literacy space, which will be periodically updated. The free directory is available on the FL4A website.

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About FICO

FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956 and based in Silicon Valley, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 200 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in more than 100 countries do everything from protecting 2.6 billion payment cards from fraud, to helping people get credit, to ensuring that millions of airplanes and rental cars are in the right place at the right time. Learn more at

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About Operation HOPE, Inc.

Since 1992, Operation HOPE has been moving America from civil rights to “silver rights” with the mission of making free enterprise and capitalism work for the underserved—disrupting poverty for millions of low and moderate-income youth and adults across the nation. Through our community uplift model, HOPE Inside, which received the 2016 Innovator of the Year recognition by American Banker magazine, Operation HOPE has served more than 4 million individuals and directed more than $3.2 billion in economic activity into disenfranchised communities—turning check-cashing customers into banking customers, renters into homeowners, small business dreamers into small business owners, minimum wage workers into living wage consumers, and uncertain disaster victims into financially empowered disaster survivors. For more information: Follow the HOPE conversation on Twitter, Facebook and Instagram.


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FL4A Partner Inquiries:                                                                              

Kevin Boucher, Operation HOPE

 (213) 479-7833