Jessica Holmes is a single mother who was transitioning to life after divorce in September of 2019 when she entered Operation HOPE’s Credit and Money Management Program.  With a new chapter of her life beginning, she wanted to make a change that would benefit her and her children for years to come. That’s when she met Nicole McGaha, the Financial Wellbeing Coach at First Bank Memphis, at a free seminary being held at her local library.

Jessica signed up immediately following the seminar and began her journey towards regaining her financial dignity. She began meeting with Nicole and was impressed to find that she was just as committed to her growth as she was. She finally had someone to walk with her as she attained her goals and approached each benchmark.

Thanks to Nicole’s coaching and Jessica’s dedication to financial wellbeing, Jessica has successfully created a working budget, is reducing and paying down debt, and has cleared harmful errors off of her credit report. She has recently paid off her car, increased her credit score by 66 points, and closed on a brand new home at the end of last month!