Operation HOPE is a for-purpose organization working to disrupt poverty and empower inclusion for low and moderate-income youth and adults.

Our focus is financial dignity and inclusion. We equip young people and adults with the financial tools and education to secure a better future—coaching them through their personal aspirations and life’s challenges, and facilitating their journey to financial independence.

Since 1992, we have been moving America from civil rights to “silver rights” with the mission of making free enterprise and capitalism work for the underserved.

Our mission connects the legacy of the Freedman’s Bank, established by President Abraham Lincoln more than 150 years ago to integrate all Americans into our nation’s economic life, and the second part of Dr. Martin Luther King’s integration dream—the integration of the dollar, under the banner of “silver rights”—rights to financial literacy, access to capital, and equity of opportunity, for all.

Project 5117 is our multi-year four-pronged approach to combating economic inequality that aims to improve financial literacy, increase business role models and business internships for youth in underserved communities, and stabilize the American dream by boosting FICO scores. It includes educating five million youth through financial dignity programs, empowering one million youth through entrepreneurial and career-building programs, establishing 1,000 HOPE Inside locations, and facilitating HOPE 700-Credit-Score-Communities across the nation.


We partner with financial institutions, corporations, municipal agencies, and community organizations to deliver HOPE Inside—our award-winning model of community uplift that has allowed us to scale, and sustainably package and deliver, financial dignity and economic empowerment programming in communities around the country, at no cost to the client. The client experience at HOPE Inside is rooted in empowerment. The personalized one-on-one coaching process integrates four key steps:

  • Giving back dignity,
  • Reintroducing individuals to themselves,
  • Offering redemption, and
  • Providing opportunities through purpose-driven projects.
Clients are counseled on the language of money and work with Operation HOPE financial wellbeing coaches to transform established financial mindsets, and to develop customized action plans around building their own businesses, raising their credit scores, buying homes, or simply making better decisions with the money they have. Every HOPE Inside holds consumer credit counseling certification, CFPB, FDIC, U.S. SBA, EITC, HUD, and FEMA applications and partnerships. Through the HOPE-700-Credit-Score-Communities initiative, the focus on raising client credit scores to 700 is at the foundation of all HOPE Inside programming.

Our Partners

HOPE Members

Alliant Credit Union

The Ardent Companies


American Express

Ares Management

Bank of America

Bank of the West

Bennett Thrasher

Cathay Bank

Charles Schwab Foundation


CIT Bank




First Horizon National Corp.

First Republic Bank

Fulton Financial

Huntington Bancshares


Invitation Homes

JP Morgan Chase


M&T Bank




North American Bancard

PNC Bank

Popular Community Bank

Promise Homes

Protective Life Insurance

RBC Bank


Region Bank

Ressler & Gertz Family Foundation

SEDCO – Saudi Arabia

Silicon Valley Bank

State Bank of India

Strategic Concepts

SunTrust Bank

The Coca-Cola Foundation

Wells Fargo

HOPE Global Spokesman

“The work of Operation HOPE is continuing the work of the civil rights movement. Dr. King and a whole host of others succeeded in integrating the lunch counter but we failed to integrate the dollar.”

Andrew Young is co-founding Principal and Chairman at GoodWorks International. His work includes facilitating the formation of successful business partnerships, putting corporate executives in contact with leaders and influencers in emerging markets. He also offers strategic advice to corporations and advises several governments on sound policy-making.

Ambassador Young’s life-long mission of energizing the private sector to advance economic development was honed during comprehensive leadership experience in the public sector and private industry. His diverse background provides clients with a uniquely qualified advisor with a global perspective on business expansion. Ambassador Young has served as United States Ambassador to the United Nations and Co-Chair of the Atlanta Committee for the Centennial Olympic Games. He served two terms as Mayor of Atlanta, one of the fastest growing cities in the world. He was elected Congressman three times and is a leading figure in the civil rights movement. Ambassador Young currently serves on the board of several Fortune 500 companies and was appointed by President Bill Clinton to Chair the Southern Africa Enterprise Development Fund. He is on the National Security Council Advisory Board and remains active in numerous charitable activities and organizations. Ambassador Young has received many awards and honors including the Presidential Medal of Freedom, the French Legion of Honor, the Bishop Walker Humanitarian Award, and over 60 honorary degrees from prestigious universities around the world.


Governing Board of Directors

John Hope Bryant – Chair

Founder, Chairman & CEO
Operation HOPE, Inc.

Bryan Jordan – Lead Director / Vice Chair

Chairman, President & CEO
First Horizon National Corporation


Michael Arougheti

Director, Co-Founder, CEO & President
Ares Capital Corporation

Lisa Borders

Chief Executive Officer
LMB Group, LLC.

Brad Hanson – Audit & Finance Committee Chair

President & CEO
Meta Financial Group, MetaBank & Meta Payment Systems

Frank Martell

President & CEO



Steve Ryan – Nominating & Governance Committee Chair

McDermott, Will & Emory



Jeff Schmid – Executive Compensation & Benefits Committee Chair

Former Chairman & CEO
Mutual of Omaha Bank


Tim Wennes

President and Chief Executive Officer
Santander Bank, N.A.

Jed York

Chief Executive Officer
San Francisco 49ers

Global Board of Advisors

John Hope Bryant – Chair

Founder, Chairman & CEO
Operation HOPE, Inc.

Ellen Alemany

Chairman & CEO
CIT Group

Ed Bastian

Chief Executive Officer
Delta Air Lines

Henry Ford, III

Manager, Corporate Strategy
Ford Motor Company

Janice Bryant Howroyd

CEO & Founder

Aron Levine

Head of Consumer Banking & Investments
Bank of America

Zondwa Mandela

Mandela Legacy Foundation

Bill Rogers

President & COO
Truist Financial Corporation

Dallas Tanner

President & CEO
Invitation Homes


Brad Smith

Executive Chairman of the Board

Carlos Vazquez

Chief Financial Officer
Popular, Inc.

Tim Welsh

Vice Chairman
US Bank


Phil Wenger

Chairman & CEO
Fulton Bank

Phil Griffin


Chelsea Clinton

Vice Chair
Clinton Foundation


Joseph Otting

31st Comptroller of the Currency

Regional Boards of Directors

Midwestern Board


David Mooney – Chair

President & CEO
Aliant Credit Union

Calvin Dunning

VP, Fair Lending Officer

Mike Hart

Midwest Area President
Regions Bank

Staci Glenn Short

SVP, Community Development Program Director
Huntington National Bank



Northeastern Board


Gina Proia – Chair

EVP, Chief Marketing & Communications Officer
CITI Group

Sherrice Davis

VP, Community Reinvestment Department
M&T Bank

Toni Dechario

Supervision Officer
Federal Reserve Bank of New York

Skip Dillard

VP, Programming
WBLS and WLIB New York

Arlen Gelbard

EVP, General Counsel
Cross River Bank

Ed Kramer

Senior Advisor
Asurity Technologies

Robert Marchman

Senior Policy Advisor on Diversity and Inclusion
U.S. Securities and Exchange Commission

Kyle Matter

Director, Global Impact

Lissa Miller

SVP, Head of Supplier Diversity

Curt Myers

President & COO
Fulton Financial Corporation

Brian Vittek

President & CEO
Destinations Credit Union



Southeastern Board


Eli Marks – Chair

Retail Credit Manager, Southeast
Wells Fargo

Cassius Butts

Founder & CEO
Capital Fortitude Business Advisors

William Cheeks

President, Officer
ABBA Associates, Inc.

Thomas Dortch, Jr.

President & CEO
TWD, Inc.

Kwanza Hall

Councilmember, District 2
Atlanta City Council

Allan Kamensky

EVP, General Council/Secretary
Synovus Bank

Susan Somersille Johnson

Chief Marketing Officer



Western Board


Lisa Lunday

Winifred Johnson Clive Foundation

HOPE Inside Advisory Board

Sharon Jeffries-Jones – Chair

Sr. Vice President
Branch Banking & Trust Co. (BB&T)

Stephanie Couser

SVP, CRA and Community Affairs Contributions
Mutual of Omaha Bank

Jon Davies

SVP/Compliance Executive, Community Affairs and Contributions
Regions Bank


Robert Harris

SVP, Director of Diversity & Inclusion
Bancorp South Bank


John Hope Bryant

Founder, Chairman & CEO

Brian Betts

President and Chief Financial Officer

Rachael Doff

CAO | Chief of Staff

Rod McGrew

Chief Culture Officer

Mary Ehrsam

President | HOPE Partnerships

Lance Triggs

President | HOPE Programs

Jena Roscoe

SVP, Government Relations & Public Policy

Elaine Hungenberg

EVP, HOPE Research Institute

Kevin Boucher

EVP, Chief Advocacy Officer

Operation HOPE is a for-purpose organization working to disrupt poverty and empower inclusion for low and moderate-income youth and adults.

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