Through our HOPE Inside programming model, HOPE is the only organization certified by the Federal Financial Institutions Examination Council to operate within a FDIC-insured bank branch, and to receive Community Reinvestment Act credit for the bank.

Operation HOPE is responsible for financial literacy becoming the policy of the U.S. federal government in January 2008 with President George W. Bush. Following 9/11, we worked with the federal government to draft the first-ever financial disaster response and recovery policy. In January 2016, our mission inspired the renaming of a building on the White House campus by then Treasury Secretary Jack Lew of the Obama administration, when the U.S. Treasury Annex Building was renamed the Freedman’s Bank Building.

Through our award-winning HOPE Inside programming model, HOPE is the only organization certified by the Federal Financial Institutions Examination Council to operate within a FDIC-insured bank branch, and to receive Community Reinvestment Act credit for the bank.

Our Government Relations and Public Policy division concentrates on developing, growing, and sustaining international, federal, state, and local government partnerships and alliances aligned with HOPE programs and initiatives, and monitors, supports, and participates in public policy forums around financial literacy.


U.S. Federal Trade Commission – National Consumer Protection Week

U.S. Department of the Interior – National Parks Service

U.S. Department of Justice

U.S. Department of State – Peace Corps; Innovation Hub

U.S. Social Security Administration

U.S. Department of Education White House Initiative on HBCUs

U.S. Department of Veterans Affairs

U.S. National Credit Union Administration

U.S. Department of Labor – Apprenticeship

U.S. Securities and Exchange Commission

U.S. Federal Communications Commission

U.S. Consumer Financial Protection Bureau

U.S. Corporation for National Community Service

U.S. Department of Treasury – Office of the Comptroller of the Currency

U.S. Federal Reserve System

U.S. Federal Emergency Management Administration

U.S. Small Business Administration

U.S. Department of Housing and Urban Development

U.S. Department of Homeland Security

U.S. Department of Treasury – Financial Literacy and Education Commission

U.S. Federal Deposit Insurance Corporation

U.S. Department of Treasury – Internal Revenue Service

U.S. Department of Commerce – Patent and Trademark Office

U.S. Department of Commerce – Economic Development Administration

U.S. Department of Commerce – Minority Business Development Agency


H.R. 1325

Congresswoman Sheila Jackson-Lee
“To require financial literacy counseling for borrowers, and for other purposes”
Amends the Higher Education Act of 1965 to require institutions of higher education (IHEs) to provide at least four hours of financial literacy counseling to each student borrower: (1) under the Federal Family Education Loan (FFEL) program, at or prior to their receipt of such loan; and (2) under the FFEL, Direct Loan, or Perkins Loans programs, during their enrollment at the IHE or when their studies end. Requires such counseling to include information on: (1) banking; (2) budgeting; (3) credit cards and ratings; (4) loans, grants, education tax credits, and scholarships; (5) renting and housing; and (6) investing. Directs the Secretary of Health and Human Services to encourage IHEs to perform these duties using interactive programs that test each borrower’s understanding of the financial literacy information they receive.

H.R. 65

Congresswoman Diane E. Watson

“Expressing the support of the House of Representatives for efforts to increase financial literacy in the United States and recognizing the work of John Hope Bryant to raise awareness about the importance of financial and economic literacy.”
Supports the efforts of the President’s Advisory Council on Financial Literacy in working with the public and private sectors to: (1) increase financial education for youth in school and for adults in the workplace; (2) increase access to financial services; (3) establish measures of national financial literacy; (4) conduct research on financial knowledge; and (5) strengthen financial education programs. Recognizes John Hope Bryant for his efforts to raise awareness in the United States about the importance of financial and economic literacy.


Operation HOPE is the largest non-governmental, non-profit organization in America, working to disrupt poverty and empower the underserved with financial inclusion, economic empowerment and financial dignity for all. Operation HOPE is America’s financial coach.

Credit and Money Management

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Small Business Development

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Employee Financial Wellness

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Youth Financial Literacy

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Youth Entrepreneurship

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Youth Job Skills

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Financial Disaster Recovery

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