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CNBC Op-ed: The case for a 40-year mortgage

written by John Hope Bryant

Homeownership has long symbolized the American Dream, embodying stability, wealth creation, and community investment.

Yet, for millions of Americans, especially younger generations and first-time homebuyers, that dream is slipping away. Rising home prices, stagnant wages, and restrictive mortgage terms have made it increasingly difficult to take that crucial first step onto the property ladder.

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