Henry Pinto, an immigrant from Venezuela, came to the United States with a dream of building a better life for his family. After settling in Lafayette, Louisiana, he encountered significant challenges navigating the American financial system. Cultural differences and limited financial education made homeownership—his ultimate goal—seem like a distant dream.

Everything changed when a friend introduced Mr. Pinto to a Spanish Homeownership Workshop hosted by Lafayette Consolidated Government in partnership with Operation HOPE. The workshop not only provided valuable insights but also inspired him to enroll in Operation HOPE’s Credit and Money Management Program. It was there that he met his Financial Wellbeing Coach, Nanette Farmer, who became an instrumental part of his journey.

With Nanette’s guidance, Mr. Pinto worked through a personalized plan to improve his financial health. Over time, his credit score increased from 631 to 716, he saved over $7,200, and he successfully managed his debt-to-income ratio. These achievements paved the way for him to qualify for and close on a mortgage, a goal he reached on November 19, 2024.

Reflecting on his journey, Mr. Pinto said, “Without the workshop and the Operation HOPE team, I would not be where I am today.”

Grateful for the support and coaching he received, Mr. Pinto has since become a passionate advocate for Operation HOPE, encouraging others to take advantage of the resources and education available. His story stands as a powerful testament to how accessible financial guidance and determination can transform lives, helping individuals achieve stability and lifelong dreams.