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HOPE Lite Micro-Courses

Free micro-courses and quizzes to inspire change — explore at your own pace.


 

LearnING with HOPE

Welcome to our learning library — open to everyone and designed to spark financial confidence. Whether you’re curious about building credit, managing expenses, understanding taxes, or planning for your future, these bite-sized modules offer a preview of the valuable tools and support we provide at Operation HOPE. Explore a quiz, watch a short training, and take your first step toward financial empowerment.

 

Already know you’re ready for more? Use the buttons below to explore our full programs or connect with a coach today.

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want to test your financial literacy

Take this quick 15-question assessment of your knowledge of financial concepts.

How "Lit" Are You?

understanding your financial literacy

This knowledge quiz is designed to give you a better understanding of your current level of
financial literacy and help identify areas where you can improve.

 

1 / 15

Category: Credit & Debt

1. What happens if you make a credit card payment 31 days late?

2 / 15

Category: Credit & Debt

2. What impacts your credit score the most?

3 / 15

Category: Budgeting & Expenses

3. You earn $2,500 per month. Your rent is $1,000, utilities are $200, groceries are $400, and your car payment is $300. What percentage of your income is already spent on necessities?

4 / 15

Category: Banking & Savings

4. If your bank charges a $35 overdraft fee and you overdraw by $5, how much do you owe?

5 / 15

Category: Credit & Debt

5. You have a $1,000 credit limit and a $500 balance. What is your credit utilization rate?

6 / 15

Category: Banking & Savings

6. If inflation is 5% and your savings account earns 1% interest, what happens to your money’s purchasing power?

7 / 15

Category: Financial Awareness & Risk

7. You receive a call saying you owe money and must pay immediately via gift card. What should you do?

8 / 15

Category: Budgeting & Expenses

8. Which of the following is a fixed expense?

9 / 15

Category: Credit & Debt

9. You have no credit history. What’s the best way to start building credit?

10 / 15

Category: Credit & Debt

10. You need to borrow $500. Which option will likely have the lowest fees?

11 / 15

Category: Financial Awareness & Risk

11. If you take out a $500 payday loan with a $75 fee and pay it back in two weeks, what is your annual percentage rate (APR)?

12 / 15

Category: Credit & Debt

12. Which debt should you pay off first if you have limited funds?

13 / 15

Category: Budgeting & Expenses

13. If you can’t save 3-6 months of expenses, what’s the best alternative?

14 / 15

Category: Banking & Savings

14. Which bank account is the safest for storing emergency funds?

15 / 15

Category: Budgeting & Expenses

15. Under the 50/30/20 rule, what percentage of your income should go to savings and debt repayment?

Invite your friends and family to take the quiz!

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Micro-Courses

Short on time but ready to take control of your finances? Our micro-courses are quick, engaging video sessions designed to equip you with practical tools for real life. Whether you’re looking to improve your credit, build a budget, understand taxes, or make smarter money choices, these bite-sized lessons offer simple steps to start your financial journey today.

Automate Your Way Into Savings

Choosing Financial Products & Services

Regular vs. Irregular Expenses

Setting Saving Goals

Types of Scams and How to Protect Yourself

What’s Your Status

Training workbooks

Our downloadable workbooks are designed just for you. Each one breaks down key financial topics into simple, step-by-step activities that fit easily into your busy life. From budgeting basics to credit building and tax tips, these guides help you put knowledge into action—on your terms.

BANKING 101

Budgeting and Saving

Setting Financial Goals

Student Loans

Using Your Benefits & Avoiding Scams

Building Strong Credit

Why it matters

Want to do more than just browse? These resources are just a glimpse of the support we offer through personalized coaching and full workshops. If you find a topic that speaks to you, let’s talk — real change starts with real connection.

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