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Credit & Money Management

At 79, Judith Took Control of Her Finances and Found HOPE

Judith was 79 when she walked into one of our HOPE Inside locations, burdened by $34,000 in debt and juggling two mortgages. Despite having a steady income, the rising cost …

Turning Negative Experiences Into Learning Ones with HOPE’s Help

written by: Lisa Karel Sometimes a little thing can have a major life impact. That was the case for Shaniqua R. in Murfreesboro, Tennessee. When she was 18, she signed …

More Than Just a Credit Score: Nicole’s Financial Wellness Story

written by: Lisa Karel Operation HOPE is often the first place people experiencing a financial emergency will turn to for help. As a result, it’s not uncommon for Operation HOPE …

From Struggle to Stability: Tammara’s Journey with Operation HOPE

When Tammara joined Operation HOPE in 2022, she had been stuck in a cycle of debt for over a decade—living paycheck to paycheck, relying on credit cards, and struggling to …

Finally Off the Rollercoaster: A Journey to Financial Stability

For years, Cedric and Shavonta Hudson dreamed of homeownership, but the path to financial stability had been anything but smooth. Married since 1998, the couple moved across California, Arizona, and …

Driven by Ambitious Goals and Sacrifice, Homeowner Settles and Succeeds in San Diego

Written by: Lisa Karel How do you purchase a home in one of the country’s most expensive real estate markets?  That was the conundrum for Juliette, who moved to San Diego, …

A Journey of Faith and Hope

This time last year, I was living in transitional housing after being hospitalized for severe depression and suicidal thoughts. Homeless, jobless, and deeply broken, I believed there was no way …

Cracking the Code: How Small Changes Made a Big Difference for the Clomans 

Mother and daughter Natalie and Alexis Cloman enrolled in the Credit and Money Management program with Operation HOPE to achieve their financial dreams. Their journey began with different challenges: Alexis …

Portia’s Financial Independence Gives Hope for the Future

The first time HOPE financial wellbeing coach Regina Osei and Portia, a skilled professional voice actor, met was during a virtual workshop Regina was leading called “Building Strong Credit.” During …

Malinda Fills the Gap with Friendship

Malinda was referred to Operation HOPE by the Goodwill Career Center in March 2023, during a challenging period of going through a divorce and adjusting to the financial responsibilities of …